One risk you will take is that security updates will no longer be available, but according to MS that is sometime into 2025 for W10, so no hurry there. It is not like staying on W10 makes your computers worse of time, it will stay the same. My guess is that you could probably run your current setup until the computer dies, many years from now. When new versions of the programs you use will require W11, or perhaps the W11 has functions you really appreciate. Programs might stop working, configurations may change, maybe some or other of your hardware will not be supported. As there is no real hurry to upgrade for most of us, it might be a good idea to let other people find and mitigate the problems. This article designates Dell laptops and desktops that have been tested for update to WindUpdate (build 22H2), as well as upgrade to Windows 11.
Regardless, any upgrade of the operating system to W11 will have some upsides and some downsides as well as a number of risks.
In an organization with a large fleet of computers and a lots of specific applications that has to continue to function is one situation that is quite different from if you are a home user with one or a few computers. The answer to the question depends on a lot of different factors.
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